Protect your home and your family with the right homeowners

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For most people, a home represents one of the most significant financial investments – not only because of the value of the physical home itself, but also because of the furnishings,  clothing and other items it contains. Imagine what your life would be  like if something happened to your home or your possessions. Imagine how everything could change in just a few moments: that feeling of security your home provides vanished in an instant. Home insurance protects against a wide range of disasters and unexpected events, like fire,  theft and wind damage. The liability portion of your policy offers  protection against costs that can occur when someone is injured on your property.

How much coverage do you need?

The amount of homeowners insurance and the types of coverage you need can vary  significantly depending on your home’s size, style, age and many other factors. At Spectrum Insurance Services, we can help you decide on the types and amounts of coverage you need to remain financially whole in case of loss. In addition to your standard policy inclusions, we can also help identify other areas where you might need to add or increase coverage. Many homeowners make the mistake of assuming their policy  protects all their home’s contents, but that’s often not the case. For instance, if you own artwork, expensive jewelry or other special collections, you probably need additional coverage to provide protection  for those items. Similarly, if you own an ATV or Jet Ski® you may be  able to add coverage for these items right on your homeowner’s policy rather than purchase additional insurance.

As an independent agency, we work with leading insurance carriers from across the United States so we can find just the right type and amount of coverage for you at the most competitive cost. 

Having adequate homeowners insurance is an important part of ensuring your financial health and your peace of  mind. Call our Mars Office at 724-772-5555.